{Xdg| {Xdg dmT>Umar ewëHo$ Am{U Ë`m§Mo AmH$S>o nmhVmZm _Ü`_dJu` nmcH$m§À`m N>mVrV YS>H$sM ^aVo. `m nmM AmH$S>r "\$s'O Mr gmo` H$aVm H$aVm gd© Hw$Qw>§~mdaM Ë`mMm Am{W©H$ VmU `oVmo, Am{U _J KamVrb BVa _wcm§À`m (qH$dm KamV _wcJr Agoc Va {VÀ`m) {ejUm~m~V ~aoMXm H$iV-ZH$iVnUo VS>OmoS> hmoVo.

A{^`m§{ÌH$sMo {ejU KoÊ`mgmR>r gmYmaUV: {XS> Vo XmoZ cmI én`o IM© "\$s'À`m _mÜ`_mVyZ hmoVmo. Va 25-30 hOma én`o Aä`mgmMr nwñVHo$, ñQ>oeZar `mda IM© hmoVmo. Amncm nmë` Oa dg{VJ¥hm_Yo amhÿZ {ejU KoUma Agoc Va Mma dfmªMm {_iyZ EH$ cmImnojm OmñV IM© hm dg{VJ¥h ewëH$ / _og {~ëg²À`m ñdénmV hmoVmo. `m gJù`m IMm©Mr Jmoim ~oarO Ho$cr AgVm ñWm{ZH$ {dÚmÏ`mªZm XmoZ Vo gìdm XmoZ cmI Am{U naJmdÀ`m {dÚmÏ`mªZm (dg{VJ¥hmÀ`m IMm©g{hV) VrZ Vo gìdm VrZ cmI én`m§Mr gmo` `m AmJm_r Mma dfm©_Ü`o H$aUo H«$_àmá AgVo. hþema {dÚmÏ`mªgmR>r {d{dY gm_m{OH$ g§ñWm§À`m {eî`d¥Î`m qH$dm H$Om©D$ {eî`d¥Î`m AgVmV _mÌ Ë`m§Mr g§»`m \$maM VmoH$S>r AgVo. `m gd© Jmoï>r cjmV KoD$Z ^maV gaH$maZo e¡j{UH$ H$Om©Mr gmo` gaH$mar / ghH$mar ~±H$m_YyZ H$éZ {Xbocr Amho. gd© àH$maÀ`m emgZ_mÝ` ì`mdgm{`H$ Aä`mgH«$_m§gmR>r e¡j{UH$ H$O© {_iy eH$Vo. CXm. B§{O{ZAatJ, _oS>rH$c, ì`dñWmnZ, Am{H©$Q>oŠMa BË`mXr.

Amnë`m nmë`mMm A{^`m§{ÌH$sMm àdoe {Z{üV Pmë`mda Aem H$Om©gmR>r gaH$mar/ghH$mar ~±Ho$_Yo AO© H$aVm `oVmo. nmcH$m§Mo ImVo Á`m ~±Ho$V Amho Aem ~±Ho$_YoM gwédmVrcm Mm¡H$er H$amdr H$maU emIm{YH$mè`mcm H$O© XoÊ`m~m~VMm {ZU©` KoÊ`mgmR>rMr Amdí`H$ _m{hVr VmVS>rZo CncãY hmoVo. nmcH$m§Mo ~±Ho$er Agcoë`m ì`dhmamMo Track Record Ë`m emIo_Ü`oM CncãY Agë`mH$maUmZo Ago H$O© ËdaoZo _§Oya hmoÊ`mMr eŠ`Vm OmñV AgVo. `m ì`{V[aŠV nmcH$ BVahr ~±H$m§H$S>o Agm AO© H$é eH$VmV. Oar Amnë`m nmë`mMo Admission naJmdr Pmco Agoc Varhr e¡j{UH$ H$O© ho nmë` / nmcH$m§À`m H$m`_Mo / gÜ`mMo dmñVì` Agë`m {R>H$mUrM _§Oya hmoVo ho cjmV R>odmdo.

H$O© _`m©Xm :-

nmcH$ / {dÚmÏ`mªMr naV\o$S>rMr Hw$dV nmhÿZ ^maVm_Yrc {ejUmgmR>r é. 7.50 cmImn`ªVMo H$O© {_iy eH$Vo. Va naXoer {ejU KoÊ`mgmR>r gw_mao 15 cmI én`m§Mo {dÎmghmæ` {_iy eH$Vo. Amnë`mcm Amdí`H$ AgUmè`m H$O© aH$_ogmR>r nmcH$m§Zm WmoS>r AmH$S>o_moS> H$amdr cmJoc. nmë`mg Á`m _hm{dÚmc`mV / g§ñWoV àdoe {_imcm Amho Ë`m g§ñWo_YyZ BVa ewëH$m§Mr _m{hVr KoUo JaOoMo Amho. e¡j{UH$ ewëH$mì`{V[aŠV, narjm \$s, c°~ \$s, S>oìhcn_|Q> \$s, ßcog_|Q> \$s, dg{VJ¥h / _og MmO}g, BË`mXr ewëH$m§{df`r gmYmaU _m{hVr g§ñWoÀ`m H$m`m©c`mVyZ {_iy eH$Vo.

_J eodQ>r gJù`m AmH$S>çm§Mr ~oarO H$éZ Mma dfmªMo Quotation V`ma H$amdo. hrM _m{hVr Vwåhmcm ~±Ho$_Yo ^amd`mÀ`m AOm©gmR>rhr Cn`wŠV R>aoc. A{^`m§{ÌH$sgmR>r cmJUmar nwñVHo$, g§JUH$, S´>mBªJ _Q>o[aAc `m§À`mhr qH$_VrMm gmYmaU A§XmO ¿`mdm. (hm IM© àË`oH$ gÌmgmR>r 2 Vo 3 hOmamn`ªV hmoD$ eH$Vmo.)

Oar Amncm IMm©Mm A§XmO Ano{jV IMmªnojm H$_r Pmë`mg H$Om©À`m aH$_o_Yo dmT>hr H$adyZ KoVm `oVo. AZno{jV (na§Vw H$Om©gmR>r nmÌ) IMm©gmR>rhr dmT>rd H$O© _§Oya H$adyZ KoVm `oVo.

H$O© _§Oya Pmë`mda JaOoà_mUo aH$_oMo {dVaU Ho$co OmVo. CXm. eoj{UH$ gÌmÀ`m gwédmVrcm {dÚmÏ`mªZm _hm{dÚmb`mH$Sy>Z \$s Mr aŠH$_ Xe©{dUmao nÌ ~±Ho$H$S>o Úmdo cmJVo. Ë`m AmYmao ~±H$ g§ñWoÀ`m Zmdo YZmXoe / S>r. S>r. H$mT>Vo. Oa {dÚmÏ`m©Zo nXaMo n¡go ^aco Agë`mg Ver nmdVr gmXa Ho$ë`mZ§Va {dÚmWu / nmcH$m§À`m Zmdo YZmXoe / S>r. S>r. H$mT>cm OmVmo.

e¡j{UH$ gm{hË` / nwñVHo$ / ñQ>oeZar AmXr Jmoï>tda hmoUmè`m IMm©À`m nmdË`m {dÚmÏ`mªZr OnyZ R>odmì`mV. H$maU ~±Ho$H$Sy>Z `m IMm©Mr aŠH$_ àmá H$adyZ KoÊ`mgmR>r `m nmdË`m§Mr Amdí`H$Vm AgVo.

H$Om©gmR>r nmÌVm :-

1) e¡j{UH$ H$O© KoUmam {dÚmWu hm ^maVmMm ZmJarH$ Agmdm.
2) Aem {dÚmÏ`m©Mm Ë`mÀ`m R>acoë`m Aä`mgH«$_mgmR>r àdoe {ZpíMV Pmbobm Agmdm.

H$Om©gmR>r cmJUmam "_m{O©Z _Zr'Mm ^aUm :-

é . 4 cmImn`ªVÀ`m H$Om©gmR>r _m{O©Z _ZrMr Amdí`H$Vm Zmhr. _mÌ 4 cmImdaÀ`m H$Om©gmR>r (^maVm_Yrc {ejUmgmR>r) 5% aŠH$_ _m{O©Z _Zr åhUyZ ^amdr cmJVo. Ë`mMm ^aUm Pro-Rata nÕVrZo H$Om©Mr aŠH$_ CMcVm§Zm (àË`oH$ Q>ßß`mda) H$amdm cmJVmo. {dÚmÏ`m©g Oa {eî`d¥Îmr / Am{W©H$ gmhmæ` {_iV Agoc Va Ë`mMmhr g_mdoe _m{O©Z _Zr _Yo H$aVm `oVmo.

H$Om©gmR>r AmH$maÊ`mV `oUmao ì`mO :-

é . 4.00 cmImn`ªVÀ`m H$Om©gmR>r [aPd© ~±Ho$À`m {ZX}emZwgma àM{cV ~±H$ àmB©_ c|S>rJ aoQ> (BPLR) Zwgma ì`mO AmH$maÊ`mV `oVo.
é . 4.00 cmImdaÀ`m H$O© aH$_ogmR>r BPLR + 1% EdT>o ì`mO AmH$maÊ`mV `oVo. H$Om©darc ì`mO ho Ì¡_m{gH$ (Xa VrZ _{hÝ`m§Zr) nÕVrZo ^amdo cmJVo d Ë`mMr AmH$maUr gai ì`mO nÕVrZo Ho$cr OmVo. ì`mOmMr AmH$maUr _mÌ OodT>r aŠH$_ dmnacocr Agoc Ë`mZwgma cJoMM Mmcy hmoVo.

H$Om©Mr naV\o$S> :-

Aä`mgH«$_mMm H$mcmdYr A{YH$ EH$ df© qH$dm Om°~ {_imë`mZ§Va ghm _{hÝ`mZ§Va (ømn¡H$s Oo AmYr `oB©c Vo) Vwåhmcm H$Om©Mr naV\o$S> gwé H$aUo A{Zdm`© AgVo. H$O© aŠH$_ + O_m ì`mO Aer EH${ÌV naV\o$S> H$aÊ`mgmR>r nmM dfmªMm H$mcmdYr AgVmo. Aä`mgH«$_mÀ`m R>acoë`m H$mcmdYrnojm OmñVrV OmñV XmoZ df} (Zmnmg qH$dm BVa H$maUmñVd) BVHo$ Extension {_iy eH$Vo.

X§S> ì`mO :- é. 2 cmImdarc W{H$V H$Om©da 2% XamZo X§S> ì`mO AmH$maco OmVo.

à mogoqgJ \$s :- àmogoqgJ \$s hr ~±Ho$Zwgma doJdoJir Agy eH$Vo.

VmaU (Security) :- é. 4 cmImn`ªVÀ`m H$Om©gmR>r VmaUmMr Amdí`H$Vm ZgVo. na§Vw nmcH$ / {dÚmÏ`m©Mr naV\o$S>rMr Hw$dV nmhÿZ hm {ZU©` ~±Ho$À`m gj_ A{YH$mè`m§À`m ñdmYrZ AgVmo.

é . 4 Vo 7.50 cmImn`ªVÀ`m H$Om©gmR>r :- g_mYmZH$maH$ WS>© nmQ>u J°a§Q>r (Satisfactory third Party Guarantee), g§JUH$mgmR>r H$O© (e¡j{UH$ H$Om© A§VJ©V) KoVcoco Agë`mg gXa "g§JUH$' H$O© naV\o$S> hmoB©n`ªV ~±Ho$H$S>o JhmU (Hypothecated) R>odmdm cmJVmo.

_§Oya Pmcoë`m H$Om©À`m aH$_oMo {dVaU :- ~hþYm {dÚmWu {ejU KoV Agcoë`m {R>H$mUÀ`m OdiÀ`m emIo_Yo H$O© aH$_oÀ`m {dVaUmMr gmo` Ho$cr OmVo. na§Vw `m g§~§YrMm {ZU©` KoÊ`mMo A{YH$ma gj_ ~±H$ A{YH$mè`m§À`m ñdmYrZ AgVmo.

_hÎdmMo :- e¡j{UH$ H$O© ho Oar {dÚmÏ`m©À`m Zmdmda H$mT>co OmV Agco Var Ë`mMo nmcH$ ho H$Om©gmR>r Co-Borrower AgVmV. VgoM AmYr CëcoI Ho$ë`mà_mUo {dÚmWu / nmcH$m§À`m H$Om©gmR>r gÜ`mÀ`m / H$m`_À`m dmñVì`mÀ`m {R>H$mUrM ho H$O© _§Oya Ho$co OmVo.

nmÌVm / VmaUmgmR>rÀ`m AQ>t_Yo JaOy Am{U A{Ve` JwUdmZ {dÚmÏ`mªZm gdcV {_iy eH$Vo. _mÌ hm {ZU©` ~±Ho$À`m d[að> A{YH$mè`m§À`m ñdmYrZ AgVmo.

H$Om©gmR>r nmÌ hmoÊ`mMo {ZH$f d {Z`_, Ë`m§Mr nwV©Vm d ì`mOXa `m Jmoï>t_Yo H$mcnaËdo VgoM ~±H${Zhm` ~Xc hmoD$ eH$VmV Var {dÚmWu-nmcH$ `m§Zr AÚ`mdV _m{hVrgmR>r ~±Ho$À`m emIm{YH$mè`m§er g§nH©$ gmYmdm.